Kids and Young Adults

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Kids

Summer

It is never too early to start helping your child develop a healthy respect for money and to help them develop some good financial habits. Encouraging children at an early age to start saving money can lead to some very good habits and attitudes about money that will help them through their lifetime. As your child grows so should their financial accounts. We’ve developed a suite of products from childhood to adulthood to help your child grow in their financial knowledge.

Junior Savers Club Account™

The Junior Savers Account is a Passbook Savings Account designed to teach children and young adults ages 0 to 18 the rewards of saving. The benefits of a Junior Savers Club Account are:

  • Free personalized passbook with your name
  • No minimum balance and no service fees
  • A higher rate of interest than our regular savings account
  • A free bank to remind them that it pays to save every little bit!
  • Junior Savers are eligible for a number of other fun benefits

Learn more about our Junior Savers special events.


Young Adults

Students

As your children grow and become responsible young adults, their financial needs grow too. Help them learn more about financial responsibility by selecting some of the products below.

College Checking Account

We designed an account to help young adults handle their finances and provide peace of mind to parents.

Features and Benefits

  • 8 FREE ATM transactions per month
  • FREE text alerts and Mobile Banking
  • FREE Checking Account with no minimum balance and no monthly fee1
  • NO ANNUAL FEE ATM or MasterCard debit card2
  • A network of surcharge-free ATMs in the Chicagoland area
  • FREE imaged checks with CheckManager Plus®
  • FREE Online Banking and Telebank
  • FREE Bill Pay
  • May be opened with any initial deposit

1 Penalty fees, such as overdraft charges , and fees for special services may apply. ²Subject to age and other qualifications. See bank for details.

Accounts that most of our customers like you choose

Home Equity Loans and Lines

We offer fixed-rate home equity loans and variable rate home equity lines of credit. In addition to offering you some of the best interest rates around and low fees, we also provide superior service to ensure that you are completely satisfied.

Our home equity loans or lines can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:

  • Improving your home
  • Purchasing a vehicle
  • Paying off medical bills
  • Funding education
  • Consolidating debt
  • Paying off a credit card balance while lowering your cost of borrowing

Products & Programs

  • Fixed Rates (with flexible terms)
  • Adjustable rates (with Prime Rate as index)
  • Up to 80% loan to value
  • Applicants must meet underwriting guidelines
  • Your interest rate is set by the amount of your loan or line.