Deposit Rates
N.O.W. Account, Savings and Money Market Rates
Rates as of: January 31, 2012
|
|
|
Account Type |
From |
To |
Interest Rate |
APY |
|
N.O.W. Account |
$0 |
$999,999 |
0.01% |
0.01% |
|
Total Access Checking |
$0 |
$999,999 |
0.01% |
0.01% |
|
Premier Checking |
$0 |
$9,999 |
0.01% |
0.01% |
|
|
$10,000 |
$24,999 |
0.01% |
0.01% |
|
|
$25,000 |
$49,999 |
0.05% |
0.05% |
|
|
$50,000 |
and up |
0.10% |
0.10% |
|
Health Savings Account |
$0 |
$999 |
0.05% |
0.05% |
|
$1,000 |
$4,999 |
0.07% |
0.07% |
|
|
|
$5,000 |
$14,999 |
0.10% |
0.10% |
|
|
$15,000 |
and up |
0.15% |
0.15% |
|
Treasury Index Account |
$0 |
$999,999 |
0.01% |
0.01% |
|
Junior Savers Club |
$0 |
$999,999 |
0.15% |
0.15% |
|
Savings Account |
$0 |
$2,499 |
0.01% |
0.01% |
|
$2,500 |
$999,999 |
0.15% |
0.15% |
|
|
Premier Passbook Savings |
$0 |
$999 |
0.01% |
0.01% |
|
|
$1,000 |
$24,999 |
0.05% |
0.05% |
|
|
$25,000 |
$49,999 |
0.10% |
0.10% |
|
$50,000 |
$999,999 |
0.15% |
0.15% |
|
|
$1,000,000 |
$999,999,999 |
0.25% |
0.25% |
|
|
Money Market Account |
$0 |
$999 |
0.01% |
0.01% |
|
|
$1,000 |
$24,999 |
0.05% |
0.05% |
|
|
$25,000 |
$99,999 |
0.10% |
0.10% |
|
|
$100,000 |
$999,999 |
0.20% |
0.20% |
|
Market Rate Savings Account |
$0 |
$999 |
0.01% |
0.01% |
|
$1,000 |
$9,999 |
0.05% |
0.05% |
|
|
|
$10,000 |
$24,999 |
0.10% |
0.10% |
|
|
$25,000 |
$49,999 |
0.15% |
0.15% |
|
|
$50,000 |
$99,999 |
0.20% |
0.20% |
|
$100,000 |
$999,999 |
0.25% |
0.25% |
|
|
Commercial Money Market Account |
$0 |
$999 |
0.01% |
0.01% |
|
|
$1,000 |
$24,999 |
0.05% |
0.05% |
|
|
$25,000 |
$99,999 |
0.10% |
0.10% |
|
|
$100,000 |
$499,999 |
0.15% |
0.15% |
|
|
$500,000 |
$999,999 |
0.20% |
0.20% |
|
$1,000,000 |
$2,500,000 |
0.25% |
0.25% |
|
|
|
$2,500,001 |
and up |
0.30% |
0.30% |
|
Premier Savings Account |
$0 |
$199 |
0.01% |
0.01% |
|
$200 |
$4,999 |
0.05% |
0.05% |
|
|
$5,000 |
$99,999 |
0.10% |
0.10% |
|
|
Investment Savings Account |
$0 |
$4,999 |
0.01% |
0.01% |
|
$5,000 |
$24,999 |
0.05% |
0.05% |
|
|
$25,000 |
$49,999 |
0.10% |
0.10% |
|
|
$50,000 |
$99,999 |
0.15% |
0.15% |
|
|
$100,000 |
and up |
0.20% |
0.20% |
Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned products are variable and subject to change after the account is opened. Fees may reduce earnings. N.O.W. Account and Total Access Checking require a minimum of $100 to open. Premier Checking and Premier Savings require a minimum of $1,000 to open. Regular Savings Accounts and Premier Passbook Savings Accounts require a minimum balance of $200.00. Money Market Accounts and Investment Savings Accounts require a minimum balance of $1,000.00. Market Rate Savings requires a minimum of $5,000 to open the account and a minimum daily balance of $1,000 or an Average Daily Balance of $2,500 to avoid a monthly fee. Treasury Index Accounts require a minimum balance of $5,000.00.
|
Variable Rate Certificates of Deposit |
|
Account Type |
From |
To |
Interest Rate |
APY |
|
MarketSavvy CD |
$0 |
$4,999 |
0.01% |
0.01% |
|
|
$5,000 |
$9,999 |
0.05% |
0.05% |
|
|
$10,000 |
$49,999 |
0.10% |
0.10% |
|
|
$50,000 |
$99,999 |
0.10% |
0.10% |
|
|
$100,000+ |
|
0.10% |
0.10% |
Variable Rate Certificate of Deposits are for a 12 month term with a minimum of $1,000.00 to open. Interest Rates and Annual Percentage Yields (A.P.Y.) on the aforementioned product is variable and subject to change after the account is opened.
|
Fixed Rate Category Certificates of Deposit |
| Regular Rate |
|
Term |
From |
To |
Interest Rate |
APY |
|
3 Months |
$1,000 |
$99,999 |
0.10% |
0.10% |
|
6 Months |
$1,000 |
$99,999 |
0.15% |
0.15% |
|
12 Months |
$1,000 |
$99,999 |
0.30% |
0.30% |
|
18 Months |
$1,000 |
$99,999 |
0.35% |
0.35% |
|
24 Months |
$1,000 |
$99,999 |
0.50% |
0.50% |
|
30 Months |
$1,000 |
$99,999 |
0.55% |
0.55% |
|
36 Months |
$1,000 |
$99,999 |
0.70% |
0.70% |
|
48 Months |
$1,000 |
$99,999 |
0.95% |
0.95% |
|
60 Months |
$1,000 |
$99,999 |
1.14% |
1.15% |
| Founders, Platinum Preferred, All-In-One Accounts |
|
Term |
From |
To |
Interest Rate |
APY |
|
3 Months |
$1,000 |
$99,999 |
0.23% |
0.23% |
|
6 Months |
$1,000 |
$99,999 |
0.28% |
0.28% |
|
12 Months |
$1,000 |
$99,999 |
0.43% |
0.43% |
|
18 Months |
$1,000 |
$99,999 |
0.48% |
0.48% |
|
24 Months |
$1,000 |
$99,999 |
0.63% |
0.63% |
|
30 Months |
$1,000 |
$99,999 |
0.68% |
0.68% |
|
36 Months |
$1,000 |
$99,999 |
0.83% |
0.83% |
|
48 Months |
$1,000 |
$99,999 |
1.08% |
1.08% |
|
60 Months |
$1,000 |
$99,999 |
1.27% |
1.27% |
|
Jumbo Fixed Certificates of Deposit |
| Regular Rate |
|
Term |
From |
Interest Rate |
APY |
|
3 Months |
$100,000+ |
0.15% |
0.15% |
|
6 Months |
$100,000+ |
0.20% |
0.20% |
|
12 Months |
$100,000+ |
0.35% |
0.35% |
|
18 Months |
$100,000+ |
0.40% |
0.40% |
|
24 Months |
$100,000+ |
0.55% |
0.55% |
|
30 Months |
$100,000+ |
0.60% |
0.60% |
|
36 Months |
$100,000+ |
0.75% |
0.75% |
|
48 Months |
$100,000+ |
1.00% |
1.00% |
|
60 Months |
$100,000+ |
1.14% |
1.15% |
| Founders, Platinum Preferred, All-In-One Accounts |
|
Term |
From |
Interest Rate |
APY |
|
3 Months |
$100,000+ |
0.28% |
0.28% |
|
6 Months |
$100,000+ |
0.33% |
0.33% |
|
12 Months |
$100,000+ |
0.48% |
0.48% |
|
18 Months |
$100,000+ |
0.53% |
0.53% |
|
24 Months |
$100,000+ |
0.68% |
0.68% |
|
30 Months |
$100,000+ |
0.73% |
0.73% |
|
36 Months |
$100,000+ |
0.88% |
0.88% |
|
48 Months |
$100,000+ |
1.13% |
1.13% |
|
60 Months |
$100,000+ |
1.27% |
1.27% |
A penalty will be imposed if you withdraw any of the deposited funds before the maturity date of the Certificate of Deposit. Penalty may reduce earnings. The minimum balance required to open a fixed rate Certificate of Deposit is $1,000.00. The minimum balance required to open a jumbo Certificate of Deposit is $100,000.00. Fees may reduce earnings. Please contact a personal banker for additional information.
For more information call (847) 853-1145
Member FDIC
