Construction Loans

From lot financing to construction loans to the end mortgages, we can help you get competitive interest rates in the marketplace. We also provide superior service to insure that you are completely satisfied. Here is a summary of our Construction Financing programs:

Lot Financing Program

* Interest Rate--Your interest rate will reflect the loan structure that you choose. 
* Term--We will be flexible with your loan term needs.
* Principal--We will bill you at maturity for the loan's principal. You can, however, pre-pay the principal without penalty, at any time.
* Contact Loan officer for further details.

Construction Financing Program

* We assure you that our interest rates are very competitive. Please see the bank for rate and disclosure information.
* Fees--There will be a title company lien waiver exam fee (this protects you and us from contractor liens), an appraisal fee, and customary recording costs. Other fees may apply.
* Term--We will structure your loan term to meet the timing needs of your particular project.
* Contact a Loan officer for further details.

Your home is a significant investment. Mortgage choices are dizzying these days. We want you to feel comfortable with your home financing arrangement. Our end mortgage loan alternatives are designed to meet your individual financial situation. For more information contact our Residential Mortgages Lender.

Please download our construction/lot loan application form fill it out completely and mail it to your nearest location, fax it to (847) 853-0159 or drop it off at the bank.