May 16, 2008

Checking and NOW Accounts


We offer many kinds of personal Checking and NOW Accounts.

Non-interest bearing Checking accounts:

*North Shore Checking
*Economy Checking
*College Checking Account
*Senior Checking Account (ages 59 and up)

Interest bearing NOW accounts:

*Total Access Checking Account
*Platinum Preferred Account® (ages 50 and up)

All Checking and NOW accounts offer:

* NO ANNUAL FEE ATM or VISA debit card
* Over 500 surcharge free STARsf ATMs in Chicagoland area
* FREE imaged checks with CheckManager Plus®
* FREE On-line Banking and Telebank
* FREE Bill Pay
* FREE Quicken, Quickbooks and Microsoft Money download capabilities

Checking Accounts--Features and Benefits

    North Shore Checking
    * May be opened with an initial deposit of any amount
    * There is a daily minimum or average daily balance requirement to avoid a monthly service charge
    * No limit to the number of checks that may be written per month and there are no charges per check written
      Economy Checking
      * May be opened with an initial deposit of any amount
      * There is no monthly minimum balance to be maintained
      * A small monthly service charge will apply
      * No per item charge for the first ten withdrawals (i.e. either by check, ATM transaction, internal transfers or wire transfers) in any month.
      * Withdrawals in excess of 10 per month will be subject to a per transaction charge

        College Checking
        * 8 Free ATM transactions per month
        * Star sf surcharge free access
        * May be opened with an initial deposit of any amount
        * There is no monthly minimum balance to be maintained
        * No limit to the number of checks that may be written per month and there are no charges per check written

          Senior Checking (ages 59 and up)
          * No daily minimum balance and no monthly fee
          * No limit to the number of checks that may be written per month
          * No charges per check written
          * No annual fee ATM or VISA debit card

          NOW Accounts--Features and Benefits

            Total Access Checking
            * Unlimited Free ATM Transactions
            * An interest-bearing checking account
            * May be opened with an initial deposit of any amount
            * No daily minimum balance and no monthly feev
            * First order of imprinted checks freevv
            * No limit to the number of checks that may be written per month
            * No charges per check written
            * $100 minimum required to open

             

              PlatinumPreferred NOW Account® (ages 50 and up)
              * Totally free interest bearing checking
              * No daily minimum balance and no monthly feev
              * Free checks – no charge for first order if safety paper checks
              * No limit to the number of checks that may be written per month
              * No charges per check written
              * No annual fee ATM or VISA debit card
              * Free small size Safe Deposit Box for one year (or equivalent savings off a larger box)vvv
              * Bonus interest rates on all regular fixed rate cdsvvvv

               


              Easy To Open These Accounts

              Our SimpleSwitch® system makes switching your bank accounts, direct deposit and automatic bill payment very simple. Fill out and submit this application form or come see one of our friendly personal bankers.  Overdraft protection also available.

              Learn more about protecting your Checking Account

               

              Click here for more information.

               

              v Fees, such as overdraft charges and special services may apply.
              vv Limitations apply on type of check and quantity ordered. 
              vvv Limited number of boxes available.
              vvvv Excludes CD Special Rates